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Stash

4.3

(10 Reviews)

Stocks

All-in-one app: Personal advice and automated investing to help build long term wealth.

Snapshot

Open to US Investors

Stocks

+171.50%

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500+ Employees

With deep expertise in fintech & equity trading

10%

Target Return

The S&P 500 has returned 10%+ over the past decade

High

Liquidity

Sell stocks & ETFs during market hours. 24/7 crypto trading.

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500+ Employees

With deep expertise in fintech & equity trading

How You Earn

Income + Growth

Invest From

$1

Invest in

Stocks + Crypto

img-0img-1img-2

500+ Employees

With deep expertise in fintech & equity trading

Open to US Investors

Top Perks of Investing in Stocks and Crypto

Stocks and Crypto allow you to diversify your portfolio.

Global stocks have returned more than 11% over the last decade according to the MSCI World Index.

In 2021, Bitcoin was crowned the best performing asset class of the decade with an annualized return of 230%.

Stocks and crypto are highly liquid, meaning users can exit their positions quickly and with minimal price impact.

Can I trust Stash?

Stash is an SEC registered investment adviser and has raised hundreds of millions of dollars from VC firms like LendingTree and Entrée Capital. Stash also offers crypto investing through Apex Crypto, which is licensed by the New York State Department.

6M+

# of Users

$480M

Amount Raised

1,000+

Offerings

# of Users

6M+

Amount Raised

$480M

Offerings

1,000+

6M+

# of Users

$480M

Amount Raised

1,000+

Offerings

Overview

As of 2020, the total market cap of all publicly traded stocks stood at $93.7 trillion. And at its peak, the crypto market reached a market cap of $2.9 trillion. Over the past 10 years, stocks and crypto returned 152.90% and 12,923% respectively.
 

Stash makes it easy to build long term wealth investing in stocks and ETFs with no add-on commission fees. Stash also offers investing in established cryptocurrencies like Bitcoin, Ethereum, and more. The platform’s subscription plans include perks like personalized advice, automated investments, retirement and custodial accounts, plus life insurance. Not to mention the Stock-Back® Card—which lets users earn up to 1% back in stock with every retail purchase. (1)

High Growth

S&P 500 has returned 9.64% in 20 years

High Correlation

Stocks & crypto are highly correlated

Equity

Ownership of equities and crypto

Stash Pros & Cons

The Good
  • Stash offers both self-directed investing and automated investing (via Smart Portfolio).

  • Start investing with as little as $1.

  • Stash offers IRA for retirement and custodial accounts for children.

  • The Stock-Back® Card lets users earn up to 1% back in stock on every swipe. (1)

  • Access up to $10k in life insurance through Avibra. (2)

The Not-So-Good
  • Stash is only available to US citizens and residents.

  • Stash is built for long-term investing, not day-trading.

  • Stash’s subscription model might not be worth it for users with small accounts.

Stash’s Track Record

$330M+

Saved

In overdraft fees

4.7-Star

Rating

Across the App Store & Play Store

$3B+

AUM

Across millions of users

Visit Website

Stocks Returns Calculator

Calculate how much you can earn by investing in Stocks. Results vary based on the investment amount, term, and other conditions.

$
%
years
$
Frequency
Monthly

Invested

$7,000

Projected Fees

$180

Projected return

$2,449.45

Value after fees

$9,449.45

How it Works

Here’s how Stash helps users build long-term wealth with stocks, ETFs & crypto.

Here’s how Stash helps users build long-term wealth with stocks, ETFs & crypto.

1

Sign up for Stash

Stash will ask you a few questions to get to know you better, understand your financial goals, and provide more personalized advice.

2

Choose your subscription plan

Stash offers 2 different subscription plans at $3/month or $9/month. Each plan includes a brokerage account, automated investing, an IRA, life insurance as well as the Stock-Back® Card (1)—which lets you earn back in stock with every retail purchase.

3

Fund your account

Add money to Stash either manually or automatically. With automatic deposits, you can send a part of your paycheck directly to Stash on a recurring basis. With Stash banking, you can even receive your paycheck up to two days early. (3)

4

Start investing

You can choose from thousands of stocks & ETFs and invest with as little as $1.

See inside MoneyMade’s 6-figure multi-asset portfolio

6-Figures

12+ Assets

50+ Platforms

4yr+ Returns

How You
Make Money

Stash lets you buy and sell stocks, ETFs & cryptos at your convenience.  You make money in two ways: when you sell an asset for more than its purchase price or when select stocks & ETFs pay out dividends.

Primary Sale

When you selling your assets at a profit

Dividends

When select stocks & ETFs pay out monthly or quarterly dividends

How Stash
Makes Money

Stash primarily makes money by charging a monthly subscription fee. Stash offers 2 different subscription plans: Stash Growth at $3/month and Stash+ $9/month.

$3/mo

Subscription

For a Stash Growth plan with investing, banking, and insurance benefits

$9/mo

Subscription

For everything in Stash Growth, plus access to Kids Portfolios and higher Stock-Back® rewards (4)

How You’re Taxed

Stocks, ETFs and crypto can be subject to both capital gains and income tax, with the exact rate depending on the taxpayer's country of residence, personal income tax bracket and whether or not the investment is held in a tax-advantaged account.

At the end of each tax year, Stash sends investors the relevant documents based on their investments. Examples include 1099-B for sale transactions, 1099-DIV for dividends and Crypto Tax Forms for those who invest in crypto on Stash.

Investors are not expected to trigger a taxable event until one of their stocks, ETFs or crypto are sold. Stocks & ETFs do, however, trigger a taxable event as soon as they generate dividends.

Investments held for longer than a year benefit from long-term capital gains tax—taxed at a much lower rate than ordinary income.

Federal, state and local taxes also affect the total tax burden associated with the investment. For more clarity, consult with an advisor before making an investment.

0-31.8%

Capital Gains

Investments held for >1 year benefit from long-term cap gains tax

0-37%

Income Tax

On interest & dividend payments greater than $10.

Meet the Team

Stash boasts over 500 employees with decades of experience with fintech and financial services.

Brandon Krieg, Co-founder of Stash, has more than two decades of experience in the fintech industry. He is well-known for his past role as Co-founder of Edge Trade, one of the earliest and largest trade execution and software firms, which was later acquired by Knight Capital Group.

Stash

4.3

(10 Reviews)

Stocks

Here's what you'll need to invest on Stash

US Citizens and Residents
Over 18 years of age
A valid US bank account
US Citizens and Residents
Over 18 years of age
A valid US bank account

Reviews

4.3
  • 5

    5

  • 4

    3

  • 3

    2

  • 2

    0

  • 1

    0

n

nathan hearns

Simple. Easy to use. Lots of investment options.

C

CC

Good experience with the app and good options for investing. Nice to be able to build stock portfolio while making purchases with the debit card.

c

cesar

lol

FAQs