Titan

Titan

4.5

(4 Reviews)

Robo Advisor

Titan

Titan

Titan is the new-guard investment platform bringing premier, active investment management to everyone.

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Highlights

+3.26%

Asset Class Return30d

#39 Rank

In Robo Advisor30d

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Invest from

$100

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Titan Review

autor

Leah Moore605 days ago

Want the active financial management experience of the uber-wealthy but don’t quite have the funds? Titan is here to help.

For each eligible referral that you complete, you will win an entire portfolio of Titan stocks (or crypto) worth up to $10,000. At a minimum, all portfolios rewarded will be worth at least $25. In addition, each person that you refer will automatically receive a 100 day free trial to Titan

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Overview

Titan's Smart Cash Move money to better rates, automatically. Smart Cash will automatically move your money when they find a better rate for you in a cash equivalent available on Titan, up to 5.14%.* Automate finding the right rate. It’s exhausting keeping track of wherever the best yield is every week. Smart Cash will scan the rates of our available cash and cash equivalents for you. The difference: Smart Cash takes your tax details into account. While others boast about a top-line number, they look after your bottom line.

With Smart Cash, they find you the highest rates. They scan across Titans Treasury and Cash options and factor in personal tax details to make sure you’re getting your highest rate not only before, but after tax. It’s time to get the most out of your money.
Daily rate scans
Money moved automatically
Potential tax savings
Low risk treasury funds
No advisory fees

Smart Cash is highly liquid, allowing you to start a withdrawal at any time.

Things to Know

  • You make money on

    Value + Dividends

  • Fees

    1%

  • Min Investment

    $100

  • Payout frequency

    Quarterly

  • Term of investment

    Zero

  • Target Return

    15%

  • Liquidity

    Easy

  • Open to

    All Investors

  • Mobile Application

    iOS, Android

Top Perks

  • Ranked the #1 Robo-Advisor by US News in 2020

  • Research & commentary on their all Investments

  • Downside protection across all strategies

See inside MoneyMade’s 6-figure multi-asset portfolio

6-Figures

12+ Assets

50+ Platforms

4yr+ Returns

How you make money

Titan offers all U.S. investors access to four outstanding actively-managed investment products: Flagship, Opportunities, Offshore, and Crypto.

 

  • Flagship
    • Large-cap US growth strategy made up of high-quality, big name companies that Titan believes can compound capital in excess of the S&P 500
    • 15-25 stocks with an average market cap of nearly $600 billion
    • Annualized return of 20.4% since inception (February 2018)
  • Opportunities
    • Small/mid-cap US growth strategy made up of companies that Titan believes can grow at exceptional rates and become the next crop of rising stars
    • 15-25 stocks with an average market cap of $13 billion
    • Annualized return of 61.4% since inception (August 2020)
  • Offshore
    • International growth strategy made up of some of the world’s best businesses in emerging and developed markets from China to Latin America and beyond.
    • 15-25 stocks with an average market cap of $175 billion
    • Annualized return of -8.8% since inception (April 2021 - recently created)
  • Crypto
    • The first actively managed portfolio of crypto-assets made available to all investors that Titan believes are positioned for outstanding long-term returns with minimal correlation to equities and with attractive hedging qualities.
    • Typically around 5-10 crypoassets
    • Annualized return of 329.8% since inception (August 2021 - recently created)

How Titan makes money

Titan charges a simple fee of 1% per year or about 0.083% per month. Example: For an account with an average daily balance of $2,000, the monthly fee would be about $1.67 per month. There are no add-on trading fees or electronic statement fees, and deposits and withdrawals are free. The fee is charged by pulling from the small cash reserve held in your account. Titan also offers an attractive 0.25% off your fees for every referral generated. You have the ability to pay no fees if you get 4 referrals.

Is it safe?

There are multiple ways that Titan provides downside protection to our clients. The primary way is by including a hedge, a holding that bets against the market, in your portfolio. The size of your hedge will depend on your preferred investing style and risk tolerance – aggressive, moderate, or conservative.

They take security very seriously. They protect all your personal data and financial information using Secure Sockets Layer (SSL) and 256-bit encryption. Your assets are held at their custodian Apex Clearing, one of the leading custodians across the financial technology industry. Brokerage services are provided to Titan Clients by Apex Clearing, an SEC-registered broker-dealer and member FINRA/SIPC. Accounts are SIPC insured up to $500,000.

  • Established

    2018

  • Country Available

    US Only

  • Assets Managed

    $750M

How You’re Taxed

Capital Gains

Capital Gains

As with any stock realized stock gains, investors are subject to capital gains tax. If gains are realized within one year, you are taxed at your income tax rate. If gains are realized after one year, you are subject to a long-term capital gains tax of 0% to 20%. A common service that some robo-advisors offer through their systems is automatic tax-loss harvesting. Tax-loss harvesting is a deliberate strategy whereby any loss from the sale of a security in a taxable account is used to offset a capital gain or taxable income, thereby reducing the tax paid.

Reviews

4.5
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Reviews (4)
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PlayinStocks

Super simple to use and like what they're going for. They're ranked the top robo advisor in terms of returns, but my personal portfolio outperformed it (and think the S&P might have been close). For me, with fees on top it didn't make sense to continue but for those looking for a passive robo, it's solid

E

Ed Neilman

Their stats speak for themselves. A perfect time to compare Titan to others. Their returns and rebounds unrivaled. I moved money from other passively invested mutual funds entities. Best decision I made. They also explain what and why they invest your money the way they do. Excellent daily resource on market info that I used to help me trade stocks elsewhere too. The app is intuitive, secure and robust. Can’t say enough about Titan.

R

RMB

Simple to use and returns have been pretty solid. Having such a small number of stocks in the portfolio can have its pros and cons, however over the last year it's worked (not much hasn't in the stock market). Their explanatory content and education approach is unique. They keep it nice and simple to easily understand what they're doing and why. I'll stick with them and see how things go over the next 12 months or so when the markets could get choppy. Nice work guys