Stocks

S&P Returns vs Bonds

7.60%

Versus Bonds

4.50%

4 hours ago

7.60%

Versus Bonds

4.50%

4 hours ago

6m High

6m Low

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S&P 500

5,762.48

5,186.33

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Bonds

99.11

91.67

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S&P 500

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Bonds

Performance & sentiment

Bear Market

Sources: SPX, iShares IEF Index

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Highlights

Good For

Dividends & Price Appreciation

Time Horizon

Short - Long

Liquidity

Very Liquid

The past decade has been great for stocks. From 2011 through 2020, the average stock market return was 13.9% annually for the S&P 500. Over that decade, only one year—2014, up 13.8%—was close to the 13.9% average annualized return. The catch? Nobody knows which years will be above or below average. This is where the one-year average is helpful only in setting the stage for stocks as good long-term investments.

Did you Know

  • poitStar

    Warren Buffet vs Hedge Funds: In 2008, Warren Buffett issued a challenge to the hedge fund industry with a $1 million bet that investing in the S&P index and passively investing (not touching the investment) for 10 years would beat any hedge fund. He won.

  • poitStar

    March 16, 2020 was the second largest daily drop for the stock market in history, falling -12.93% in a single day. 8 days later on March 24, 2020, the market jumped +11.37% on the day—the 4th biggest gain in history for a single day.

  • poitStar

    The most expensive stock in the world is Warren Buffet’s Berkshire Hathaway (BRK.A) at over $430,000 per share.

  • poitStar

    Monster Energy (the drink) has one of the biggest share gains of all time, of any stock in history. The stock price has increased by over +67,000% since launching on the stock market in 1985. In 2005 their stock was trading at $0.70, and today it's worth over $87.00.

Consideration

    Reasons to Invest

  • The ability to earn regular passive income from dividends.

  • Protect your wealth from inflation, as the returns often significantly outpace the rate of inflation.

  • The stock market can unlock significant wealth. For example, $10,000 put into the S&P 500 10 years ago would have grown 272% to $37,115. The same investment into Tesla would be worth $1.8 million (+21,323%).

    Drawbacks

  • The stock market can be a somewhat volatile investment. If it crashes, you could lose a significant portion—or possibly even all—of your initial investment.

  • You'll have to pay capital gains taxes on the money you make from the stock market, and if you trade frequently, that could trigger a higher tax bill.

  • Even the greatest stock market investors lose money regularly, and holding in the face of a downturn is often a wise strategy. You have to be able to stomach losses to avoid selling impulsively.

How You’re Taxed

Capital Gains

Capital Gains

Income Tax

Income Tax

Investors are subject to short-term capital gains when selling stocks owned for one year or less, which are taxed at ordinary income tax rates. Long-term capital gains are applicable when assets are owned for more than one year, with tax rates ranging from 0% to 20%, depending on your total taxable income.
 

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