Privacy Policy
1. Introduction
Welcome to MoneyMade. We are committed to protecting your privacy. This Privacy Policy outlines our practices regarding the collection, use, and disclosure of your information through the use of our website MoneyMade.io. MoneyMade. and its affiliates and subsidiaries (collectively, “MoneyMade”, “we”, “our” or“us”) are committed to protecting your privacy. MoneyMade may collect information relating to you as an individual including certain sensitive personal information, where permitted by law (your “personal information”). This privacy policy (the “Privacy Policy”) describes the ways in which we collect information from you, including specifically when you use our website (“Website”), and what we may use it for. This Privacy Policy also applies to our collection and use of information in the normal course of business. This Privacy Policy is at all times subject to any applicable requirements of local law and regulation.
2. Information Collection
We collect information from you when you visit our website, register an account, or use our services. The types of information we may collect include:
• Personal Information: Your name, email address, postal address, phone number, and other information you provide.
• Usage Information: Information about how you use our website and interact with our services.
• Technical Information: Your IP address, browser type, operating system, and other technical data.
3. Use of Information
The information we collect from you may be used to:
• Provide and improve our services.
• Communicate with you about our services or offers.
• Analyze website usage and trends.
4. Cookies and Tracking Technologies
We use cookies and similar tracking technologies to track the activity on our website and hold certain information. Cookies are files with a small amount of data which may include an anonymous unique identifier. All MoneyMade servers and computer systems are designed to be protected from outside intrusions. As a result, all data that may be collected about users through the use of cookies should be protected from unauthorized access. The data collected through cookies placed on your device will not be kept for longer than is necessary to fulfill the purposes mentioned above; in particular, cookies that we place automatically expire in accordance with the timeframes described above.
You can also change your cookie settings on your browser to block the recording of cookies on your hard drive, in order to minimize the amount of data that may be collected about your navigating on the Website. The procedure for blocking cookies may vary for different software products. Please check your Internet browser software or with your software supplier if you wish to block cookies. However, disabling cookies may result in certain features of the Website not working, so for optimal use of the Website, we recommend that you do not disable cookies on your device.
Use of Cookies
We may collect data that may include your personal information by sending “cookies” to your browser, which will store them in your device (e.g., computer, phone, etc.) in order to facilitate your browsing. A cookie is a small chunk of information sent by our web server to the web browser software that you are using to access the Website. A cookie enables our web server to collect information from your web browser software. We collect user permission for our use of cookies through a clear notice in the form of a website banner that appears when users view the Website, giving users the option to accept the use of cookies. You are also able to opt-out of the use of non-essential cookies, through options made available on the Website banner.
We use the following types of cookies:
• Essential cookies, to provide necessary Website functionality for users. Essential cookies may include, for example, cookies that remember your preferences and settings; cookies that remember certain information that you enter through the Website; or cookies that allow the Website to function properly. Essential cookies are usually only set in response to actions made by you which amount to a request for services.
• Analytics cookies, collecting statistics about the use of the Website by users, such as counting visits and traffic sources, which enable us to measure and improve the performance of our Website. These cookies also help us to know which pages are the most and least popular and see how visitors move around the Website and what content they view.
5. Data Security
We take reasonable measures to protect the information we collect from you from unauthorized access, use, or disclosure.
6. Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.
7. Your rights regarding your personal information
Under the California Privacy RightsAct, you have the following rights in personal information held by us:
• You have the right to request that MoneyMade disclose the personal information that it collects and uses about you. You may “request to know”: (i) the categories of personal information that MoneyMade has collected about you; (ii) the categories of sources from which the personal information is collected; (iii) the business or commercial purpose for collecting your personal information; (iv) whether any categories of personal information were disclosed for a business purpose to third parties and the categories of third parties with whom MoneyMade discloses your personal information; and (v) the specific pieces of personal information that MoneyMade has collected about you. Your request may pertain to the personal information collected about you on or after October 1, 2022. If your request covers a time period beyond twelve (12) months from the date of your request, MoneyMade may deny your request as to that time period where it would be impossible for MoneyMade to provide you with the information or involve disproportionate effort.
• You have the right under certain circumstances to receive specific pieces of your personal information in a format that is understandable, and to the extent technically feasible, in a structured, commonly used, machine readable format that allows you to transmit the information to another entity.
• You have the right to correct inaccurate personal information.
• You have the right to request deletion of personal information under certain circumstances. For example, we may not be required to delete personal information if we need to retain the information to complete the transaction for which the personal information was collected, perform on a contract with us, or to comply with a legal obligation. In addition, we may delay deletion with respect to data stored on an archived or backup system, until the archived or backup system relating to that data is restored to an active system or next accessed or used for a commercial purpose.
• You have the right not to receive discriminatory or retaliatory treatment for the exercise of any of these rights.
We will not discriminate or retaliate against you or refuse to provide you services because you have exercised your rights. You may submit verifiable requests concerning any of your rights by contacting us by e-mail to: hello@moneymade.io or by mail at the address below. We will use reasonable methods for verifying that the person making a request to know, data portability, request to corrector a request to delete is the individual about whom we have collected personal information.
This may involve, depending on the nature of the request, confirming that the email address provided corresponds with our records concerning the individual. Additional reasonable measures may also be required to verify the identity of the person making the request depending on the circumstances. For requests to delete made electronically, you may be required to submit the request to delete, and then separately confirm that you want your personal information deleted. We will maintain a record of your request to delete. To the extent that you wish to use an authorized agent to make requests concerning the rights set forth above, you will need to provide us either with a power of attorney or, alternatively, with signed authorization to communicate with your authorized agent, and directly confirm that you provided the authorized agent with permission to submit the request.
We will (i) confirm receipt of requests to know, data portability, to correct inaccurate information or to delete within ten (10) business days of the request; and (ii) generally respond to requests to know, data portability, to correct inaccurate information or to delete within forty-five [45] calendar days of the request. If we need additional time to respond to your request beyond the forty-five [45] calendar days, we will provide you with notice explaining the reasons we need more time, and we will then take up to an additional forty-five (45) calendar days to respond to your request.