Reach your goals effortlessly with Digit. Digit helps you save, invest, pay off debt, and prevent overdrafts. Digit analyzes your income and spending every day, saving what you can afford and helping you make progress and achieve financial health. Digit doesn't require you to come up with an arbitrary amount to transfer every month. It adapts to you and saves accordingly. Digit learns when and how much is safe to save based on your spending habits.

Digit works by reading your linked bank account to intelligently and safely save money for you automatically. When you link a bank account, Digit will immediately go to work reading your spending and income to look for safe times to save.There is no action needed from you to "turn on" automatic savings. When it can, Digit does the work of intelligently determining the right amounts to set aside based on your unique financial situation. Saving with Digit rewards you with a 0.10% annual Savings Bonus paid every 3 months. Your bonus amount is calculated from the average daily balance in your Digit account over the previous 3 months — including Rainy Day savings and money accrued toward goals or bills.

Your Digit portfolio will be made up of ETFs (Exchange Traded Funds), which are broad holdings of stocks, bonds, cash and more. A diversified portfolio, such as the one you would get with Digit, helps balance out the risk that can come with investing in one specific stock. Your investment portfolio is made up of ETFs based on the risk tolerance you set when you first sign up. 

After the end of your 30-day free trial, a Digit membership is $5.00 a month. The membership cost is billed directly from your linked checking account, and your subscription begins automatically unless you close your account before the end of your free trial period. They'll send you an email reminder before your first charge.

Digit uses state-of-the-art security measures. Your personal information is anonymized, encrypted, and securely stored. Digit uses 256-bit encryption to protect the information you and your bank share with them. Additionally, their security team uses firewalls and undertakes other security precautions to protect your identity and your data.  All cash held within Digit is FDIC insured up to a balance of $250,000.